There are many factors that could influence the price of your car insurance in Santa Monica, California. There are factors that are related to driving record, your history and the car that you drive that could help determine the price of your car insurance. But there are factors outside of those that could alter how much you will pay for car insurance. When comparing auto insurance quotes for Santa Monica, California one thing that you want to inquire about are the types of discounts that are available to you. When it comes to the final cost of your car insurance in Santa Monicaare the type of discounts that are applied to your insurance costs. The discounts from each car insurance company will vary from one company to the next, but how much can be discounted based from what's added and removed from the coverage could be small with a single company and much greater with another business. Things which may be added and removed could be perks like water damage prevention, theft protection and roadside assistance. When comparing auto insurance quotes from Santa Monica, California, you want to keep all these things in your mind so you can be ready to discuss what can be added and removed from your car insurance plan so that way you can keep your car insurance costs down while getting the perfect amount of coverage that you need for your circumstance.