Although there are some things you can control when it comes to lowering your car insurance costs in Torrance, California, there are a number of factors outside of your control and that may make your car insurance expensive. Among the biggest determining factors in the cost of your car insurance in Torrance is the age and the period of your driving history. The more inexperienced and the younger you are at driving, the higher your car insurance premium will be. Where you reside in Los Angeles County and how far you are from the areas of Torrance determine how expensive or cheap your car insurance costs will be. Drivers with better credit scores than those that have credit scores that are poorer will typically pay less for car insurance in Torrance, California also. And if you're driving a sports car or a new car, then the cost to insure your car could be more expensive than if you were to drive an car that is older and slower. As you could make improvements to your credit score, move to another area in Torrance, or change the sort of car that you drive, the easiest thing that you could do to reduce the prices of your car insurance is to see what sort of wiggle room you can get in the pricing of your policy and what sort of discounts you may be applied.